Terms and Conditions — Plan with Dianne

Terms and Conditions

Last updated: May 2026

By accessing diannefernandez.com, taking the Future-Ready Mom Quiz, or booking a consultation with Plan with Dianne, you agree to these Terms and Conditions. Please read them carefully.

The Free Quiz and Report

The Future-Ready Mom Quiz and your personalized Future-Ready Report are provided for informational and educational purposes only. The quiz results and report content are based on your self-reported answers and are intended to help you understand your current financial readiness in general terms.

The quiz and report do not constitute financial advice, insurance recommendations, or any form of professional financial planning service. They are not a contract of insurance.

The Free Consultation

The mom-to-mom consultation offered through this website is a complimentary discovery call. It is offered at no cost and with no obligation to purchase any product or service.

During the consultation, Dianne Fernandez may discuss general financial planning concepts and relevant FWD Life Philippines insurance products. Any product recommendations made during or after the call are subject to separate documentation, underwriting, and your own independent decision.

No Guarantee of Results

We do not guarantee any specific financial outcome as a result of taking the quiz, reading your report, or attending the consultation. Individual financial situations vary and all recommendations should be evaluated based on your personal circumstances.

Intellectual Property

All content on this website, including the quiz, report design, copy, and branding, is the property of Plan with Dianne and Dianne Fernandez. You may not reproduce, distribute, or use any content from this site without written permission.

Limitation of Liability

Plan with Dianne shall not be liable for any direct, indirect, or consequential damages arising from your use of this website, the quiz, the report, or the consultation, to the fullest extent permitted by applicable law.

Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes your acceptance of the updated terms.

Governing Law

These terms are governed by the laws of the Republic of the Philippines.

Contact

For questions about these Terms and Conditions:

Dianne Fernandez
FWD Life Philippines · Licensed Financial Advisor
Email: [email protected]